Free Second Opinion · Sydney Brokers
Dealer finance is convenient — but it's rarely the most competitive rate. Before you sign, let us check it. We compare our lender panel and can often save you thousands over the life of the loan.
Takes 2 minutes. No obligation. No credit check at this stage.
Tell us what the dealer offered and we'll see if we can do better.
Our broker will review the dealer's offer and come back to you as soon as possible with a comparison.
We compare banks, credit unions and specialist lenders — not just the one the dealer uses.
Dealers earn commission on finance. Their rate isn't always the best available rate for your situation.
We'll give you a comparison. If we can beat it, great. If we can't, at least you know you got a fair deal.
Submit your details and we'll come back as soon as possible with a real comparison from our lender panel.
Quick Estimate
Enter the dealer's rate and a rate you've been quoted elsewhere to see how repayments and total costs compare.
Simple Process
01
Submit the form with the vehicle price, dealer rate and repayment. Takes 2 minutes.
02
Your broker checks our lender panel to find the best available rate for your business profile.
03
Within 1 business day, we'll tell you if we can beat it — and by how much.
04
No pressure. Take the dealer's offer or go with ours. The comparison is completely free.
Common Questions
Car dealers earn a commission — called a "dealer kickback" — when they arrange finance through their preferred lender. This incentivises them to offer the lender's standard rate rather than shop around for the best deal for you. A broker has access to multiple lenders and is motivated to find you the best rate.
It varies significantly depending on the dealer, the lender they use, and your business profile. In many cases brokers can source rates 1–3% lower than dealer finance, which on a $60,000 loan over 5 years can mean $3,000–$8,000 in savings. There are no guarantees, but it's always worth checking.
No. At this stage we only need basic details — no credit check is run until you formally apply for finance. Getting a quote from us is completely risk-free.
Absolutely. If the dealer's rate turns out to be competitive, we'll tell you honestly. You're under no obligation to use us.
Yes — cars, utes, vans, trucks, SUVs, and most business vehicles. You need a valid ABN and the vehicle must be primarily for business use.
A 2-minute enquiry could save you thousands. Obligation-free.